Long time since I blogged. Lots have been happening...unfortunatly, not in a good way...
Im supposed to move to Chicago next month but I have been having SERIOUS car trouble. In the past 3 weeks I have put $500 into my car and my mechanic is STILL trying to fix it...its just an old car. 1990 Buick Lasabre. It has lots of problems. Ive had it for 2yrs and thats my baby. Her name is Beatrice and she is ALL I have. Shes my money maker. I basically just drive her to and from work and go out every once in a while on the weekends.
I dont even go on the freeways because I dont want to put too much pressure on her. I basically take the streets everywhere I go. Which is fine with me because I have had a terrible fear of semi-trucks for a very long time...and they are mostly on the freeways lol
I told myself this is the LAST time Im going to put money in my car. Its old and I really need to let her rest. I tried to get a loan from a Credit Union and they denied me! Said I had some delinquency on my credit report. So I went on there and looked...I had ONE thing...something from 08 that JUST reported to my credit July 1st (So I was even more pissed) and it was from checking acct I had overdrawn and never paid. I was like are u serious? My score is 671 also! Come on!
But I think the main thing was I told have hardly anything on my credit report...no mortgages, no rent, no car payments, no credit cards...only thing I have is my student loan. So I guessed that was really the reason. But, they said I couldnt even get a damn co-signer either! Ugh!!!
So Im going to pay off the the overdrawn checking acct and Im applied for a credit card with Ashley Stewart. My co-worker told me to do this rather than a reg crdit card because at least stores dont have annual/monthly fees. So I hope I get approved...crosses fingers!
Im very bummed with my car. This is the ONLY thing I have. Before I had my car, my parents and my sisters were taking me to and from work and they gave me HELL about taking me to work...they cussed me out everyday. Argued with me of when I was going to get a car until I got so DESPERATE I went and got anything I could for $1100. So I went for a 20yr old and 2yrs later its through! And Im back in the same position...
Ive cried and I cant sleep now because Im so nervous my mechanic wont be able to fix WHATEVER it is thats wrong (When im driving it keeps turning off).
All I can do is pray.
But in the meantime, I will be saving money. Hopefully $3000 and Im going to go to a dealership and hopfully I will have my credit card and buying things and paying it off to increase my credit score even more so I can get a GREAT car!
Write Me On The Wall... (20)